SECTION 0: Quick Actions
Live
Tip: All values recalculate instantly. Use Copy Results for a quick summary.
SECTION 1: Property & Deposit (AUD)
LMI is typically required when LVR > 80%. This tool provides an estimate only.
SECTION 2: Loan & Repayments
Repayments shown are monthly.
SECTION 3: LMI Estimate Method
Auto Estimate Table (read-only)
Deterministic estimate rates (% of base loan). Actual premiums vary by lender/insurer.
| LVR Bracket | ≤ 300k | 300–600k | 600k–1m | 1m–1.5m |
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SECTION 4: LMI Payment Option
Capitalise LMI into loan
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ON by default (common). Turn OFF to show upfront LMI due.
SECTION 5: Eligibility & Notes
Disclaimer (estimate-only): LMI premiums vary by lender, insurer, occupation, and policy.